Simmons First Visa Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.25% fixed standard purchase APR and platinum benefits
No balance transfer free for balances transferred in response to this online offer
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
None*	N/A*	7.25% (V)*	None*	Yes*	Excellent*

Offer Details*

Simmons First Visa Platinum
How low of an interest rate can you get on a credit card? Simmons First Visa Platinum offers one of the lowest rates out there at 7.25% making the card a very attractive choice for those with excellent credit. The card also features no annual fee and no balance transfer fees (if you transfer balances as a response to the online offer).

The 7.25% APR is both for purchases and balance transfers and it doesn't jump up for balance transfer after some period of time - it will stay at 7.25%. You can use the card all over the world where Visa is accepted.

Simmons First Visa Platinum provides rental car insurance coverage, as long as you use the card for the entire rental transaction. While traveling you are covered with Travel Accident Insurance when you purchase your travel (airline, bus, train etc.) with your credit card. You also benefit from emergency cash and credit card replacement if your Visa card gets lost or stolen while traveling.

Fees
There is no application fee and no annual fee on Simmons First Visa Platinum card. Late fee and Overlimit fees are both $29. All foreign purchases get charged a 2% fee. The card has a grace period of 25 days.

* See the online credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the Apply Now button you can review the credit card terms and conditions on the credit card issuer's web site.